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John Oliver, Sarah Silverman Have Some Words For Payday Lenders. They Are Probably Bad Words, No?

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John Oliver took on the obviously hilarious topic of payday lending on Sunday'sLast Week Tonight, and once again proved that it's possible to do some really smart advocacy journalism in a comedy format and make it work -- almost as if he thinks that comedy can do more than just give us a cheap laugh or something. And with payday loan outlets more plentiful than either Starbucks or McDonalds, it's probably worth looking at -- especially since payday loans are the financial equivalent of fast food, except you only pay for your McAnusBurger once or twice.


So watch this thing, and prepare to be amazed at the incredibly adaptive and creative ways the payday-loan biz has evolved to outsmart attempts to regulate it. For instance, in Arizona, the companies just started doing "title loans" -- so they could rip people off AND take their cars -- and in Ohio, they morphed into "mortgage lenders," offering home mortgages for $400 or so. And of course in Texas, the industry has it figured out -- the people who "regulate" payday lenders all work in the payday loan industry. Talk about filling an evolutionary niche!

Also, Sarah Silverman stars in a counter-ad for the best possible alternative to taking out a payday loan: Literally Anything Else.

Doktor Zoom

Doktor Zoom's real name is Marty Kelley, and he lives in the wilds of Boise, Idaho. He is not a medical doctor, but does have a real PhD in Rhetoric. You should definitely donate some money to this little mommyblog where he has finally found acceptance and cat pictures. He is on maternity leave until 2033. Here is his Twitter, also. His quest to avoid prolixity is not going so great.

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And now for some very serious TUT TUTTING! It's time again for Republicans to make sad words about President Treason McTraitorpants selling out the country. This time they are seriously concerned, nay even deeply troubled, that Donald Trump would stand next to Vladimir Putin and pretend the Russians didn't hack the 2016 election. These patriotic Republicans are shocked, SHOCKED! Well, not, like, upset enough to do anything about it -- not with a fascist carpooler to jam into the Supreme Court. But they've got tweets, so it's all good!

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Republicans are in a pickle. Midterms are coming up and the party in the White House usually loses seats in those elections. It doesn't help their chances that their guy Donald Trump frolics through fields holding hands with self-made Russian dictator and coincidental poisoner Vladimir Putin, who our own justice department believes attacked our mostly free elections and our true national monument, the Internet.

If you're as old as I am, you'll recall that back in the 1980s, the whole Republican brand involved not trusting the Ruskies, and they were especially disappointed when Kevin Costner turned out to be one in No Way Out. Now, the current Republican president is talking like some kind of crazy commie lib, bashing the FBI and giving the benefit of the doubt to a former KGB agent. During an interview Sunday where he wore a hat with "USA" in big letters on it, presumably so someone could easily return him if he got lost on the field trip, Trump went so far as to call the European Union a "foe" of his country, which if you believe his hat is supposedly the United States not Russia.

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