Q: Are We Not Loans? A: We Are DeVos Here's another one for the "Gee, what could possibly go wrong?" files: The federal Department of Education is planning a big revamp of how student loans get repaid, and the centerpiece is that instead of contracting with nine different companies to manage repayment of student loans, there will instead be a
The fact that you rail against public speaking, english, and other required courses suggests that maybe a trade school would have been a better fit for you.
EVERY job i have held used required these soft skills... In fact, they were usually what made the difference between a good and a great employee.
While knowing how to do X is good; knowing how to do X, give a presentation about it, write about it, and not make a fool of yourself when talking to international customers about X are what employers are looking for (which is why they do interviews instead of tests).
100 level foreign language classes, and the requirement you take one, isnt about fluency. Its more about forcing students to recognize that people who speak broken english aren't stupid. Its to humble the typical narrow minded american teen so they understand just how hard it is to learn another language in hopes they dont graduate a condescending prick. And trust me, patience with non-native english speakers is a VERY important skill today... After two semester of a foreign language in college, i totally appreciate the effort it took for my international collegues to learn to speak english.
So, any college that lets you do 4 years in in just your major would be failing its students in a big way. A huge percentage of what you do in your career will come from outside your major... Most of your time will be spent using the soft skills you feel are so unnecessary (reading and writing email, communicating with collegues and customers, doing presentations, understanding requirements coming from other disciplines, managing finances, leading teams, etc).
Ultimately college isnt about preparing you for a job, its about preparing you for a career. Trade schools prepare you to do a job (usually working for someone who has all of the skills you think are a waste of time)
I took public speaking in high school, it was a requirement. I took English all four years of high school, It was a requirement. One of the skills they taught us was how to write a business letter! I also read a lot on my own. I took 4 years of Latin in high school, 2 were required, 2 were taken because I liked it.
I didn't have and never have had a problem with being patient with people who didn't speak English well, which was a skill I learned on the job working retail after school, and also is something my parents taught me before that. I knew, from reading on my own, that English is one of the hardest languages to learn, so I didn't think people who couldn't speak English were idiots, but also learned that at home. It was called "having good manners, and being polite to others." I acquired the skill of writing a business e-mail much later, because I already knew how to write one on a typewriter in high school. It was simply a matter of adapting to the technology.
So all the things you mentioned, in my case, and probably a LOT of other people's cases too, were redundant. And expensive, at three to four hundred dollars a class, at a community college. Cash cows.
YOU did all of those things in high school... which is awesome! However not all college students did, in fact, I wager that most college students do not.
Also, the college doesn't know how rigorous your high school education was. For all they know, your English teacher had you read comic books and your Latin teacher taught pig Latin. The college has a reputation, and if they graduate you based on your high school transcript alone, it could devalue their degrees.
Most colleges will let you test out of required courses if you really feel your over-qualified.
Finally, most college courses assume that you have 4 years of English, Math, Science, and Social Studies. Believe it or not, even after 4 years, there is still more to learn in those subjects to challenge you.
For example, until college, I had never written a real research paper with proper attribution. Something you will NEED to know how to do to write a masters thesis in any field.
Anyway, it pains me whenever someone says that any college course was a waste of time and money... because I know that's only true when the student chooses, usually due to immaturity, to make it so. Even if the teacher is bad and the book is unreadable.. you have committed to spending some time as a student of that subject, so be a student and learn something, even if you have to do it independently.
Any time you hear the words/phrases 'choice' / 'flexibility' / 'customer service' / 'increased competition' / 'leverage best practices' / 'paradigm shift'/ 'incentivize' and other assorted and sundry bullshit bingo, you know that you're about to get fucked, and not in the good way.
Navient and Nelnet, between them, own about 32k$ on me. Thank goodness they haven't yet figured out how to repossess my brain.(Have I told you about the story I'm working on, in which that- and IP-related lockouts and takedowns of parts of your brain- is a possibility? My corporatists space age future is not as bleak as the one we might actually get, as depressing as that seems.)
Nelnet has been mostly fine. There was some confusion when the loans moved from deferred to payment status, but it wasn't that hard to work it out. Now they just reliably take some money from us each month. Getting an income based repayment plan was shockingly easy, although we did have to pay a full amount for a month before they approved it. That could suck for families that just don't have the cash.
The whole thing is a scam, but the loan providers are the last on the table to scam you. The main rip off happens at the college level, where they indoctrinate you that you absolutely MUST buy their product to have a meaningful life, that money is no barrier, and sure why not? Borrow all this goddam money so they can pay their administrators buckets of cash. They make the lenders look like amateur grifters in comparison.
Sorry, man, but all our money is locked up in student debt, too. Most of us don't even make enough to pay real income taxes, so... Sorry 'bout your society.
I await Elizabeth Warren analysis of your proposal Miss Betsy. I know it's a shitty proposal but Elizabeth will do such a great job of explaining how you're goal is to fuck American youth, and she's very good asking you questions you won't answer because you're like Dampnut: not all that smart.
I much prefer Nelnet to Navient, if we're talking bloodsucking monster grifters gnawing on the bones of the American dream. They're much easier to work with.
It's as if all the little evil minions that Trump put in positions of power are shoving the most extreme shit through the corridors of power because they know they have to act fast, before DT is impeached or removed from office.
The fact that you rail against public speaking, english, and other required courses suggests that maybe a trade school would have been a better fit for you.
EVERY job i have held used required these soft skills... In fact, they were usually what made the difference between a good and a great employee.
While knowing how to do X is good; knowing how to do X, give a presentation about it, write about it, and not make a fool of yourself when talking to international customers about X are what employers are looking for (which is why they do interviews instead of tests).
100 level foreign language classes, and the requirement you take one, isnt about fluency. Its more about forcing students to recognize that people who speak broken english aren't stupid. Its to humble the typical narrow minded american teen so they understand just how hard it is to learn another language in hopes they dont graduate a condescending prick. And trust me, patience with non-native english speakers is a VERY important skill today... After two semester of a foreign language in college, i totally appreciate the effort it took for my international collegues to learn to speak english.
So, any college that lets you do 4 years in in just your major would be failing its students in a big way. A huge percentage of what you do in your career will come from outside your major... Most of your time will be spent using the soft skills you feel are so unnecessary (reading and writing email, communicating with collegues and customers, doing presentations, understanding requirements coming from other disciplines, managing finances, leading teams, etc).
Ultimately college isnt about preparing you for a job, its about preparing you for a career. Trade schools prepare you to do a job (usually working for someone who has all of the skills you think are a waste of time)
It's "different" because the "job creators" are makin teh munneyz, and that's all fine and good.
Free ballin'
I took public speaking in high school, it was a requirement. I took English all four years of high school, It was a requirement. One of the skills they taught us was how to write a business letter! I also read a lot on my own. I took 4 years of Latin in high school, 2 were required, 2 were taken because I liked it.
I didn't have and never have had a problem with being patient with people who didn't speak English well, which was a skill I learned on the job working retail after school, and also is something my parents taught me before that. I knew, from reading on my own, that English is one of the hardest languages to learn, so I didn't think people who couldn't speak English were idiots, but also learned that at home. It was called "having good manners, and being polite to others." I acquired the skill of writing a business e-mail much later, because I already knew how to write one on a typewriter in high school. It was simply a matter of adapting to the technology.
So all the things you mentioned, in my case, and probably a LOT of other people's cases too, were redundant. And expensive, at three to four hundred dollars a class, at a community college. Cash cows.
YOU did all of those things in high school... which is awesome! However not all college students did, in fact, I wager that most college students do not.
Also, the college doesn't know how rigorous your high school education was. For all they know, your English teacher had you read comic books and your Latin teacher taught pig Latin. The college has a reputation, and if they graduate you based on your high school transcript alone, it could devalue their degrees.
Most colleges will let you test out of required courses if you really feel your over-qualified.
Finally, most college courses assume that you have 4 years of English, Math, Science, and Social Studies. Believe it or not, even after 4 years, there is still more to learn in those subjects to challenge you.
For example, until college, I had never written a real research paper with proper attribution. Something you will NEED to know how to do to write a masters thesis in any field.
Anyway, it pains me whenever someone says that any college course was a waste of time and money... because I know that's only true when the student chooses, usually due to immaturity, to make it so. Even if the teacher is bad and the book is unreadable.. you have committed to spending some time as a student of that subject, so be a student and learn something, even if you have to do it independently.
Any time you hear the words/phrases 'choice' / 'flexibility' / 'customer service' / 'increased competition' / 'leverage best practices' / 'paradigm shift'/ 'incentivize' and other assorted and sundry bullshit bingo, you know that you're about to get fucked, and not in the good way.
I was just being contrarian
Thankfully my loan balance is small enough that it just makes more sense to be on a traditional repayment plan.
I know public service colleagues though who are super duper happy we have such a strong, smart, compassionate head of the department of education.
Navient and Nelnet, between them, own about 32k$ on me. Thank goodness they haven't yet figured out how to repossess my brain.(Have I told you about the story I'm working on, in which that- and IP-related lockouts and takedowns of parts of your brain- is a possibility? My corporatists space age future is not as bleak as the one we might actually get, as depressing as that seems.)
Nelnet has been mostly fine. There was some confusion when the loans moved from deferred to payment status, but it wasn't that hard to work it out. Now they just reliably take some money from us each month. Getting an income based repayment plan was shockingly easy, although we did have to pay a full amount for a month before they approved it. That could suck for families that just don't have the cash.
The whole thing is a scam, but the loan providers are the last on the table to scam you. The main rip off happens at the college level, where they indoctrinate you that you absolutely MUST buy their product to have a meaningful life, that money is no barrier, and sure why not? Borrow all this goddam money so they can pay their administrators buckets of cash. They make the lenders look like amateur grifters in comparison.
Sorry, man, but all our money is locked up in student debt, too. Most of us don't even make enough to pay real income taxes, so... Sorry 'bout your society.
I await Elizabeth Warren analysis of your proposal Miss Betsy. I know it's a shitty proposal but Elizabeth will do such a great job of explaining how you're goal is to fuck American youth, and she's very good asking you questions you won't answer because you're like Dampnut: not all that smart.
I much prefer Nelnet to Navient, if we're talking bloodsucking monster grifters gnawing on the bones of the American dream. They're much easier to work with.
Congratulations on your freedom.
You want an answer to that, or was that whatcha call a rhetorical?
It's as if all the little evil minions that Trump put in positions of power are shoving the most extreme shit through the corridors of power because they know they have to act fast, before DT is impeached or removed from office.