16 Comments

You are brave. My mother is the same age and I tried last Remembrance Day to explain that I had posted a picture of her in uniform from WWII on my Facebook page, and that my niece, her granddaughter, had "liked" it. I swear, that took 5 minutes to explain, and it still didn't sink in.

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I really am fortunate- I watch almost everything on the webz, so I see none of these insufferable commercials. And if I am watching the teevee, it is usually on the TIVO so I skip through them. This saves me lots of time and mental stress.

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Flo has the pallor of the Evil Undead.

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How the hell did it not occur to the "journalist" to ask exactly <em>how</em> trying to fuck over the victim's surviving family had anything to do with her "best interest". Oh wait, I know how, journalism is dead in this country, and journalists have been replaced by scribes. I'm surprised noone's thought to fire them all and replace them with interns carrying speech-to-text capable dictaphones. I suppose that might seem like it wasn't "serious".

Anyhow, if there's one thing that might conceivably be said in Progressive's defense, it's this: the problem isn't specific to them, it's the Maryland law. Faced with idiotic statutes like that, it's more or less required of insurance companies, at least those with shareholders, to try to screw over their customers. Any other insurer would likely have done the same thing, and thus dumping Progressive to go to any of those other insurers who would have done the same thing is unconstructive.

Talking about increasing limits is just fucking stupid talk though, when the law is that on the slightest excuse the insurer will pay zero, nada zip. 0% of 50 bajillion is still zero. So I repeat: journalism is dead in this country.

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This makes sense in a culture that doesn't believe that words have meanings, but are purely tools for achieving selfish goals. For example, Republicans.

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Well played. Very believable performance.

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I just saved 15% by switching to Geico.

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The descriptions are more than enough.

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Obviously was a legitimate rape, then.

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Agreed. I didn't have grandparents alive to write to, so didn't have that experience. Luckily, my sons live nearby my mother, and drop in to see her. My sister's kids, though, rarely see her and never communicate with her.

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If anything that makes it worse since he's presented as some kind of expert, and the column is \"Your Money\", not \"It's Progressive's Money Now, Suckah!\" Still no sign of life in American journalism.

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that Progressive's public statements are constructed using only words from refrigerator poetry.

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You are 100% correct that the underlying problem is the Maryland all-or-nothing liability law. (Under which, if you were only 99% correct, it would be the same as being wrong).

Higher limits for UUI may actually be a good idea (it's cheap, and the higher limit would be a good thing if you actually collect), but this has nothing at all to do with the main story line here, so -- as you say -- journamalism fail.

While I agree that Progressive-the-corporation was forced by the Invisible Handy to try to minimize their pay-out, I'd say their handling of the matter was indefensible, even on corporate P&L horsepucky grounds, to wit: (1) if they only ever offered 1/3 as a settlement, they weren't trying very hard; (2) given that the victim was <i>killed</i> by a red-light runner, the chance of establishing even 1% fault had to be pretty small; (3) creating a PR debacle where you are the obvious villain is rarely sound marketing strategy.

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Purely for informational purposes: USAA (if you were ever in the military) and Amica (which used to operate by referral, not sure if still the same).

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All very true, but you think like a liberal, not like a board of directors. They don't know from PR debacles.

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I won't be driving for a while. I have to read my entire policy. Plus the laws of my state. Plus all the legal precedents courts follow in applying those laws. If I live long enough to finish that, then I have to read my health insurance policy. Caveat emptor!

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