27 Comments
User's avatar
bobbert's avatar

Great argument for going commando, or greatest argument?

bobbert's avatar

Does it take ten minutes to find it?

bobbert's avatar

You know, this is just a bit of drunken chat, but how can these fuckwads think they have an argument? Even bicyclists sometimes get insurance compensation for getting whacked by motorists, even when they are in the fucking ROADWAY.

While the amount of compensation might be influenced by details of the event (which are missing from the Bloomberg article) -- like, was he crossing in a crosswalk, or in the middle of a stretch of highway? -- the only reasonable interpretation has to be that it's the same as if he were a pedestrian, or perhaps a bicyclist. In some cases, this could mean that he was at fault -- standing in the middle of a highway has been found not to be reasonable behavior -- but that has to be the standard.

State Farm is fucking crazy if they don't promptly back down from this. If they want to argue he was (partially) at fault, okay. But suggesting that a fucking scooter is a motor vehicle makes them look like rapacious assholes. Hi, State Farm. As it happens, I'm insured by USAA, but I'll be happy to tell my friends about what assholes you are.

bobbert's avatar

I'm already visualizing Allstate's next Mayhem commercial.

Rabbit_Rebozo's avatar

I was hit by a car once. The driver was found not guilty of 'fleeing the scene of an accident' on the grounds that he didn't know there <i>was</i> an accident, seeing as how he was all distracted by trying to get away from the guy who's driver-side window he'd just smashed out with a tire iron.

Rabbit_Rebozo's avatar

<i>... this was among the most “shameful, under-handed and heartless arguments” he’s seen made by an insurance company</i>

... and then Monday became Tuesday, and he saw worse.

Rabbit_Rebozo's avatar

"You're definitely going to need collision, medical, liability and uninsured motorist on that Big Wheel, kid. Do you want theft and comprehensive too?"

𝔅𝔢𝔢𝔩𝔷𝔢𝔟𝔲𝔟𝔟𝔞's avatar

Hmm ... electric bike? It's other than muscle powered! Bike with training wheels? Hey, that's four wheels!

They can really run with these new rules... so long as their running shoes aren't too sophisticated.

𝔅𝔢𝔢𝔩𝔷𝔢𝔟𝔲𝔟𝔟𝔞's avatar

Insurance companies are people too, my friend. Nasty, pitiless, selfish people, who probably have some deeply held religious convictions -- or will develop them as necessary under prevailing circumstances.

Msgr MΩment classic ☑️'s avatar

I call photoshop. Them scooternutz ain't hanging nearly low enough.

Msgr MΩment classic ☑️'s avatar

How <i>did</i> the elephant get in your pajamas?

Oops. Reread. NVM.

Msgr MΩment classic ☑️'s avatar

Fetal Instincts? I'm afraid you're in the wrong thread.