I don't think ovum count as a body part. In the first place, they're microscopic, and in the second place, there are thousands of them. I saw a documentary about human fertility once that said that every female baby has over 1 million eggs in her ovaries when she is born, and they immediately start dying, and by time the she reaches puberty there are only about 10,000 left, which is still more than she will ever need, and by the time she reaches age 40 there are only about 400-500 left. By that time they are very old eggs, which is why there is a higher chance of birth defects in women who have babies in their 40's, and why the people who want to buy women's eggs want eggs from younger women. But still, they don't count as "body parts."
I didn't want any of my eggs. I would have been quite happy to make $25,000 by selling them to someone who wanted them. That would have almost have bought me a small house in 1985. It would certainly have paid off any college debts I might have had, AND bought me a new car. They're just eggs. It's not like selling a kidney or something you actually need to live.
Spending the first ten years of your professional life in the public sector will destroy your lifetime earnings, prevent your going to grad school, and lock you into the sector whether you want it or not. Ten years is a punitively long time for this program. (Also by design, I'm sure)
I'm part of that generation who for so long has been told they don't matter have started to believe that. I read that 10% of Millennials are actively looking to move abroad. I'm shocked it's not higher.
I submitted the form three weeks ago. 120 monthly payments and ten years at a shitty corporate-esque entity that calls itself a public institution and doesn't even pay taxes. And it treats people like a freaking Wells Fargo. We'll see what happens!
Of course I meant competition using lower prices but I agree with you, in some ways. Colleges list, and charge, artificially high prices to increase their desirability and also to make their financial aid packages seem richer.
Fucking hell. This shower of clowns sound even worse than the cunts at the Student Loans Company in the UK. And those cunts are such lying cunts that I stopped communicating with them directly coz they couldn’t stop their lies. I eventually had to put everything in writing via my MP.
One of the things to lure people into teaching was the promise of getting your loans paid off (and I was amongst the first cohort to have SLC loans available to them) over 10 years. I had a 6month break about 8years in when I’d been made redundant. However, 3 years later I had a letter to say I’d paid off the full amount. Hurrah! Right up until the point that they decided to take a few hundred quid out of my wages for alleged arrears. I had to get my MP involved again, and threaten legal action and call them lying bastards on the phone before it was solved.
The situation is stupid. The government in the UK expects more than 30% of graduates will never earn enough to pay back a penny of their loans. Unis increase seats on cheaper Arts and Humanities courses, whilst cutting back STEM courses coz they cost more to run. Poorer students can expect to be paying off their debt well into their 50s and some sources suggest that the new system is not cost effective- it would be cheaper to give everyone a maintenance grant and free tuition than administer the loans schemes.
Fucking bastards. Know the price of everything and the value of nothing. In short: fuck off, money grabbing student loan cunts.
Yes, thank you for noting that! I wonder if that's something I surmised this administration would use to deny students applications. Or maybe I got it because of the 120 payments associated with the 10 year payment plans v. the 30 year repayment plans.
Talk of this stuff has been going to since this administration began.
Yes absolutely! That's what I'm doing, and what they suggest on their website. Have you sent in the certification yet? If so, your servicer will get moved to FedLoan Servicing once it's approved. They're the only servicer for people doing this program. And they'll tell you they suggest you do income based, because if you don't, at the end of 10 years there won't be anything to forgive.
When I originally applied for the program I understood the forgiveness only applied if full payments were made. I opted for income based because the payments would be lower.
Do you know if it’s now possible to make income based payments AND be in the loan forgiveness program?
There was a joke in my son's high school class, which was a truly remarkable group of kids, that Brown was their safety lol.
I don't think ovum count as a body part. In the first place, they're microscopic, and in the second place, there are thousands of them. I saw a documentary about human fertility once that said that every female baby has over 1 million eggs in her ovaries when she is born, and they immediately start dying, and by time the she reaches puberty there are only about 10,000 left, which is still more than she will ever need, and by the time she reaches age 40 there are only about 400-500 left. By that time they are very old eggs, which is why there is a higher chance of birth defects in women who have babies in their 40's, and why the people who want to buy women's eggs want eggs from younger women. But still, they don't count as "body parts."
I didn't want any of my eggs. I would have been quite happy to make $25,000 by selling them to someone who wanted them. That would have almost have bought me a small house in 1985. It would certainly have paid off any college debts I might have had, AND bought me a new car. They're just eggs. It's not like selling a kidney or something you actually need to live.
The irony of that is that no country in its right mind would take in mass numbers of Americans. What benefit is there for any country to do that?
If you didn’t vote in 2016, please vote in 2018 and in every future election please.
Spending the first ten years of your professional life in the public sector will destroy your lifetime earnings, prevent your going to grad school, and lock you into the sector whether you want it or not. Ten years is a punitively long time for this program. (Also by design, I'm sure)
I'm part of that generation who for so long has been told they don't matter have started to believe that. I read that 10% of Millennials are actively looking to move abroad. I'm shocked it's not higher.
I submitted the form three weeks ago. 120 monthly payments and ten years at a shitty corporate-esque entity that calls itself a public institution and doesn't even pay taxes. And it treats people like a freaking Wells Fargo. We'll see what happens!
The Big 10 university in my town has an endowment of five billion dollars. Not a penny of that goes toward scholarships or grants.
Made me google!
Of course I meant competition using lower prices but I agree with you, in some ways. Colleges list, and charge, artificially high prices to increase their desirability and also to make their financial aid packages seem richer.
That's it. There's no price competition between schools, either.
Fucking hell. This shower of clowns sound even worse than the cunts at the Student Loans Company in the UK. And those cunts are such lying cunts that I stopped communicating with them directly coz they couldn’t stop their lies. I eventually had to put everything in writing via my MP.
One of the things to lure people into teaching was the promise of getting your loans paid off (and I was amongst the first cohort to have SLC loans available to them) over 10 years. I had a 6month break about 8years in when I’d been made redundant. However, 3 years later I had a letter to say I’d paid off the full amount. Hurrah! Right up until the point that they decided to take a few hundred quid out of my wages for alleged arrears. I had to get my MP involved again, and threaten legal action and call them lying bastards on the phone before it was solved.
The situation is stupid. The government in the UK expects more than 30% of graduates will never earn enough to pay back a penny of their loans. Unis increase seats on cheaper Arts and Humanities courses, whilst cutting back STEM courses coz they cost more to run. Poorer students can expect to be paying off their debt well into their 50s and some sources suggest that the new system is not cost effective- it would be cheaper to give everyone a maintenance grant and free tuition than administer the loans schemes.
Fucking bastards. Know the price of everything and the value of nothing. In short: fuck off, money grabbing student loan cunts.
Good luck!
Thanks for the info. I will make the change immediately.
Yes, thank you for noting that! I wonder if that's something I surmised this administration would use to deny students applications. Or maybe I got it because of the 120 payments associated with the 10 year payment plans v. the 30 year repayment plans.
Talk of this stuff has been going to since this administration began.
Yes absolutely! That's what I'm doing, and what they suggest on their website. Have you sent in the certification yet? If so, your servicer will get moved to FedLoan Servicing once it's approved. They're the only servicer for people doing this program. And they'll tell you they suggest you do income based, because if you don't, at the end of 10 years there won't be anything to forgive.
When I originally applied for the program I understood the forgiveness only applied if full payments were made. I opted for income based because the payments would be lower.
Do you know if it’s now possible to make income based payments AND be in the loan forgiveness program?